Insights

Your advisor's read on the portfolio, refreshed weekly
Advised by Zaviér
Performance
Performance

The Oaks, Unit 14B has delivered a 9.4% net yield for six consecutive quarters — the strongest performer in the portfolio.

Performance

Northgate Residences' rental has grown 14% since acquisition, ahead of the area's average escalation rate.

Performance

Overall portfolio value is up 8.2% year-to-date, tracking ahead of the regional residential index.

Attention
Attention

Heritage Square, Unit 22 has been vacant for 18 days. Re-letting at current market rate would add an estimated R7,800/month.

Attention

Stonebridge Mews, Unit 9 yield has softened to 8.2% over the past two quarters — worth a rent review at next renewal.

Attention

Cedar Court, Unit 11's electrical compliance certificate expires in 47 days and will need renewal before the lease rolls over.

Opportunity
Opportunity

Northgate Residences has built up R660,000 in equity — a refinance could unlock capital for your next acquisition.

Opportunity

Current bond rates and your portfolio's loan-to-value ratio support acquiring a property in the R1.0m–R1.3m range.

Opportunity

Year-end is approaching — a tax planning review could optimise deductions across rental income and bond interest.

Strategic Recommendations

Hold

The Oaks, Unit 14B

Top-performing unit. No action needed — continue annual escalation at lease renewal.

Refinance

Northgate Residences

R660,000 in equity available. A refinance could fund your next acquisition without a fresh deposit.

Consider Selling

Stonebridge Mews, Unit 9

Softening yield and ageing finishes. Worth comparing hold-vs-sell returns at your next review.

Hold & Re-let

Heritage Square, Unit 22

Strong long-term capital growth (+11.3%). Priority is re-letting quickly to restore cash flow.

Acquire

Next Property

Portfolio cash flow and equity support an acquisition in the R1.0m–R1.3m range within the next two quarters.

Tax Planning

Year-End Review

Schedule a session to review deductions on rental income, bond interest, and maintenance spend.